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Sales & Proposals

How to Add Financing to Your Home Services Franchise

· 2 min read

When a homeowner needs a kitchen remodel, restoration work, or outdoor lighting installation, the biggest obstacle often isn’t interest — it’s the upfront cost. In a challenging economy, even customers who want the work done may hesitate when they see the total.

Offering financing makes it easier for franchisees to close sales while giving customers a realistic, affordable way to pay. ServiceMinder integrates with financing providers so your team can offer payment options directly from proposals and invoices — without leaving the platform.

Option 1: Financing on Proposals with OperandiFi

OperandiFi integrates directly into your ServiceMinder proposals. Once activated, financing options automatically appear when you send a proposal to a customer.

If the customer is interested, they click a link on the proposal and complete a 3-step process:

1. Capture remaining information: The customer fills out a short online application.

2. Review loan options: OperandiFi’s network of 300+ participating lenders returns multiple financing options within seconds.

3. Complete the application: The customer selects their preferred option and finalizes.

The franchisee doesn’t need to manage the financing process — it happens alongside the proposal flow they’re already using.

Option 2: Financing on Invoices with Wisetack

Wisetack integrates directly into ServiceMinder invoices. When you send an invoice, the customer sees an “as low as” monthly payment calculation right beside the total cost.

If they choose to finance, they complete a short application. Once approved, they select terms ranging from 3 to 60 months, with APRs from 0% to 29.99%. The customer pays over time, while the franchisee gets paid when the work is complete.

Adding financing to an invoice takes three steps:

1. Select a customer

2. Add the products or services

3. Send via email or SMS

No extra tools, no leaving the app.

Why This Matters for Franchise Brands

For project-based services — remodeling, restoration, outdoor lighting, emergency repairs — sticker shock is the number one deal killer. Financing removes that barrier without requiring franchisees to cut prices.

When customers can pay $200/month instead of $4,800 upfront, they’re more likely to say yes. And because the financing is embedded in the tools franchisees already use, adoption is straightforward.

Ready to Close More Sales?

Book a Demo to see how ServiceMinder’s financing integrations work with your proposals and invoices.

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